Auto Insurance

Kaysville, Utah Auto Insurance

Auto insurance is incredibly important in protecting your vehicle. These vehicles are relatively large investments, so it is crucial to take the steps to obtain the right auto insurance for your situation. In fact, when you owe money on your vehicle, you are often required to have comprehensive insurance coverage for your vehicle. Consult with our experts at Insurance Unlimited in Kaysville to learn more about the ideal auto insurance policy for your vehicle and your specific situation. 

Collision Coverage

Collision coverage is the portion of your auto insurance that covers damage when you are in an impact-related incident. For example, when your car has been damaged due to a car accident, collision coverage will generally pay for the damage. 

Comprehensive Coverage

Comprehensive coverage is intended to cover damage to the vehicle that has not occurred due to a collision. When hail or an act of vandalism results in damage to your car, it is likely that your comprehensive coverage will pay for the damage to your vehicle. 

Liability Coverage

Liability coverage is incredibly important and is often the minimum amount of insurance required by most states. This insurance ensures that damage or injury caused to another person or their property will be paid for if you were at fault for the incident. This can protect you from hefty bills or lawsuits. 

Uninsured Motorist Coverage

In most situations, the other motorist’s insurance will pay for the damage when they were the cause of the accident. However, if the other person doesn’t have insurance, it can be difficult to understand who will pay for the damages. Uninsured motorist coverage will help to ensure that your insurance will cover the damage and then will go after the responsible party for recompense. This minimizes your stress and ensures that you can get your life back on track after an accident. 

Implementing the right auto insurance policy will go a long way toward protecting yourself and your vehicle. To learn about the auto insurance policies that we offer, contact us at Insurance Unlimited today!